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Cost of living in India: monthly and yearly budget

Choose a country and your situation. Get a practical monthly and yearly planning range, not a vague index.

City type
Housing
Lifestyle

01 · Budget map

Where the monthly budget goes

Housing€173
Food€135
Transport€59
Utilities€49
Health€43
Personal & leisure€81

02 · Compare

Side-by-side country budget

🇮🇳India€540Estimated per month
78%less per month
🇺🇸United States€2,450Estimated per month
General price index🇮🇳 18.9🇺🇸 68.8
Rent index🇮🇳 4.3🇺🇸 40.7
Groceries index🇮🇳 21.6🇺🇸 74
Local purchasing power🇮🇳 76.4🇺🇸 146

03 · Data and method

What the India estimate is built from

By the combined cost-and-rent index, India ranks 36 of 36 countries in this dataset. Its index is 78% below the US baseline used here. This compares indices; it is not a quote for every city.

General price index18.9
Rent index4.3
Groceries index21.6
Local purchasing power76.4

Method

The baseline is €2,450 per month for one adult in an average US city, renting a private home with a balanced lifestyle. We multiply it by the country's combined-index ratio to 56.3, then apply the selected city, housing, household and lifestyle factors.

Limitations

A country index hides large differences between cities. Before moving, verify actual rent, taxes, visa costs, insurance, healthcare, childcare and transport for the chosen city.

04 · Compare with

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Planning estimate based on 2026 country price and rent indices. A city, neighborhood, visa, taxes, childcare and healthcare can change the real budget substantially.

Sources: Numbeo 2026 · OECD price levels · World Bank PPP · Frankfurter rates